The MoneyLasts Blog

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Featured · Strategy

The 4% Rule Explained: Does It Still Work in 2025?

The famous retirement rule says you can safely withdraw 4% of your portfolio each year and never run out of money over a 30-year horizon. But with today's interest rate environment, higher inflation, and longer lifespans — is the 4% rule still reliable?

📅 January 2025 · 8 min read · 🏷️ Withdrawal Strategy
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Planning

How Inflation Silently Destroys Retirement Savings

Why most retirement plans fail to account for inflation — and how to fix yours.

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Article in progress…
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Investing

Safe Withdrawal Rates by Age: A Complete Guide

The right withdrawal rate at 55, 65, and 75 — with examples and calculations.

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Article in progress…
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Healthcare

Healthcare Costs in Retirement: How to Budget

Healthcare is the biggest wildcard in retirement. Here's how to plan for it.

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Article in progress…
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Lifestyle

Retire Earlier by Cutting These 5 Expenses

Small changes to monthly spending can shave years off your work timeline.

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Article in progress…
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Tools

How to Use Our Money Lasts Calculator

A step-by-step walkthrough of getting the most from our free calculator tool.

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